Rings
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Lay Away Terms
A lay away option is offered for purchases of $75 and up.
Terms are 34% down to hold the item(s).
Minimum payments of 33% per month until the item(s) are paid for. Maximum length of Lay Away is 90 days. Your bill may be paid in full at any time during the 90 day term without any pentalty.
Payments are due each month on the anniversary of my receipt of the down payment. If that day should fall on a weekend or holiday then the payment will be due on the following business day.
Payments that become overdue by 30 days are considered payable immediately and 15% late fee (based on the total outstanding owed) will be added to your current delinquent payment. If payment is not received after an additional 15 days, all previous payments are forfeited and the item will become available for sale.
The preferred method of payment for Lay Away Terms is PayPal. A money order is an acceptable form of payment as well.